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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,536 | $209,888-97.4% | $189,545-97.1% | $167,553-96.7% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 0.00% | 748.66%-748.7pp | 555.36%-555.4pp | 478.89%-478.9pp |
| Employer contribution / active EE | $1,895 | $6,915-72.6% | $6,162-69.3% | $4,840-60.9% |
| Participant deferral / active EE | $4,281 | $8,934-52.1% | $8,220-47.9% | $6,343-32.5% |
| Admin fee / account holder | $966 | $14,300-93.2% | $12,049-92.0% | $12,316-92.2% |