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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,079 | $160,040-80.6% | $147,096-78.9% | $145,877-78.7% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 32.76% | 98.49%-65.7pp | 419.75%-387.0pp | 551.28%-518.5pp |
| Employer contribution / active EE | $1,148 | $5,289-78.3% | $4,936-76.7% | $4,663-75.4% |
| Participant deferral / active EE | $13,340 | $8,429+58.3% | $8,071+65.3% | $6,691+99.4% |
| Admin fee / account holder | $180 | $15,050-98.8% | $13,005-98.6% | $13,402-98.7% |