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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,540 | $155,555-26.4% | $146,866-22.0% | $155,188-26.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 13.80% | 115.41%-101.6pp | 102.85%-89.1pp | 148.84%-135.0pp |
| Employer contribution / active EE | $7,579 | $4,647+63.1% | $4,425+71.3% | $4,248+78.4% |
| Participant deferral / active EE | $7,950 | $8,044-1.2% | $7,759+2.5% | $6,531+21.7% |
| Admin fee / account holder | $859 | $14,755-94.2% | $13,620-93.7% | $14,480-94.1% |