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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,044 | $76,112-55.3% | $96,534-64.7% | $71,511-52.4% |
| Participation rate | 25.4% | 74.4%-49.0pp | 76.0%-50.6pp | 67.9%-42.5pp |
| Annual return | 19.73% | 22.81%-3.1pp | 25.88%-6.2pp | 28.86%-9.1pp |
| Employer contribution / active EE | $765 | $2,248-66.0% | $2,965-74.2% | $2,589-70.5% |
| Participant deferral / active EE | $2,273 | $4,217-46.1% | $4,851-53.1% | $4,291-47.0% |
| Admin fee / account holder | $2,716 | $2,708+0.3% | $8,253-67.1% | $1,588+71.0% |