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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,267 | $138,102-51.3% | $125,381-46.4% | $134,532-50.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.30% | 750.73%-768.0pp | 572.31%-589.6pp | 418.27%-435.6pp |
| Employer contribution / active EE | $6,341 | $5,245+20.9% | $4,815+31.7% | $4,741+33.7% |
| Participant deferral / active EE | $10,225 | $7,801+31.1% | $7,448+37.3% | $6,401+59.7% |
| Admin fee / account holder | $593 | $11,568-94.9% | $10,007-94.1% | $11,429-94.8% |