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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,595 | $211,288-80.8% | $178,540-77.3% | $145,884-72.2% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 17.73% | 30.27%-12.5pp | 27.15%-9.4pp | 551.85%-534.1pp |
| Employer contribution / active EE | $2,650 | $4,574-42.1% | $3,953-33.0% | $4,662-43.2% |
| Participant deferral / active EE | $8,209 | $6,967+17.8% | $6,281+30.7% | $6,690+22.7% |
| Admin fee / account holder | $5,441 | $12,105-55.1% | $10,424-47.8% | $13,392-59.4% |