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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,595 | $211,239-80.8% | $178,528-77.3% | $145,877-72.2% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 17.73% | 30.22%-12.5pp | 27.11%-9.4pp | 551.28%-533.6pp |
| Employer contribution / active EE | $2,650 | $4,570-42.0% | $3,950-32.9% | $4,663-43.2% |
| Participant deferral / active EE | $8,209 | $6,963+17.9% | $6,278+30.8% | $6,691+22.7% |
| Admin fee / account holder | $5,441 | $12,095-55.0% | $10,419-47.8% | $13,402-59.4% |