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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,185 | $81,331-61.7% | $155,534-79.9% | $80,935-61.5% |
| Participation rate | 77.8% | 66.3%+11.5pp | 78.2%-0.4pp | 67.7%+10.1pp |
| Annual return | 12.97% | 33.37%-20.4pp | 64.92%-51.9pp | 35.66%-22.7pp |
| Employer contribution / active EE | $3,177 | $3,105+2.3% | $4,675-32.0% | $2,757+15.2% |
| Participant deferral / active EE | $4,616 | $3,454+33.6% | $5,630-18.0% | $4,299+7.4% |
| Admin fee / account holder | $5,240 | $7,999-34.5% | $15,900-67.0% | $6,924-24.3% |