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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,098 | $65,566+25.2% | $86,235-4.8% | $75,177+9.2% |
| Participation rate | 57.9% | 60.5%-2.6pp | 69.0%-11.1pp | 67.2%-9.3pp |
| Annual return | 24.71% | 46.07%-21.4pp | 1170.03%-1145.3pp | 160.75%-136.0pp |
| Employer contribution / active EE | $1,772 | $1,553+14.1% | $2,381-25.6% | $2,671-33.7% |
| Participant deferral / active EE | $4,398 | $3,023+45.5% | $3,987+10.3% | $4,126+6.6% |
| Admin fee / account holder | $3,420 | $5,470-37.5% | $6,856-50.1% | $5,651-39.5% |