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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,692 | $183,592-75.7% | $155,574-71.3% | $145,877-69.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 13.26% | 61.37%-48.1pp | 64.87%-51.6pp | 551.28%-538.0pp |
| Employer contribution / active EE | $1,206 | $5,317-77.3% | $4,676-74.2% | $4,663-74.1% |
| Participant deferral / active EE | $5,335 | $6,466-17.5% | $5,629-5.2% | $6,691-20.3% |
| Admin fee / account holder | $462 | $19,316-97.6% | $15,914-97.1% | $13,402-96.6% |