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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,692 | $183,539-75.6% | $155,556-71.3% | $145,897-69.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 13.26% | 61.31%-48.0pp | 64.84%-51.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,206 | $5,315-77.3% | $4,675-74.2% | $4,663-74.1% |
| Participant deferral / active EE | $5,335 | $6,467-17.5% | $5,631-5.2% | $6,689-20.2% |
| Admin fee / account holder | $462 | $19,275-97.6% | $15,885-97.1% | $13,390-96.5% |