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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,751 | $209,425-72.9% | $178,499-68.2% | $158,966-64.3% |
| Participation rate | 37.5% | 86.4%-48.9pp | 81.9%-44.4pp | 82.0%-44.5pp |
| Annual return | 20.08% | 188.80%-168.7pp | 151.10%-131.0pp | 302.95%-282.9pp |
| Employer contribution / active EE | $1,271 | $5,707-77.7% | $5,011-74.6% | $4,762-73.3% |
| Participant deferral / active EE | $3,018 | $5,955-49.3% | $5,202-42.0% | $5,983-49.6% |
| Admin fee / account holder | $37 | $17,078-99.8% | $13,986-99.7% | $11,250-99.7% |