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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,869 | $175,231-65.8% | $149,696-60.0% | $139,466-57.1% |
| Participation rate | 92.9% | 83.4%+9.5pp | 78.8%+14.1pp | 80.3%+12.5pp |
| Annual return | 23.25% | 166.77%-143.5pp | 134.46%-111.2pp | 373.66%-350.4pp |
| Employer contribution / active EE | $3,609 | $5,478-34.1% | $4,821-25.1% | $4,754-24.1% |
| Participant deferral / active EE | $10,272 | $6,521+57.5% | $5,682+80.8% | $6,712+53.0% |
| Admin fee / account holder | $382 | $16,155-97.6% | $13,212-97.1% | $11,409-96.7% |