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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,424 | $211,288-78.0% | $178,540-74.0% | $145,884-68.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | -13.63% | 30.27%-43.9pp | 27.15%-40.8pp | 551.85%-565.5pp |
| Employer contribution / active EE | $2,169 | $4,574-52.6% | $3,953-45.1% | $4,662-53.5% |
| Participant deferral / active EE | $10,621 | $6,967+52.5% | $6,281+69.1% | $6,690+58.8% |
| Admin fee / account holder | $11,724 | $12,105-3.2% | $10,424+12.5% | $13,392-12.5% |