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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,090 | $183,592-95.0% | $155,574-94.2% | $145,877-93.8% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 10.33% | 61.37%-51.0pp | 64.87%-54.5pp | 551.28%-541.0pp |
| Employer contribution / active EE | $4,466 | $5,317-16.0% | $4,676-4.5% | $4,663-4.2% |
| Participant deferral / active EE | $1,716 | $6,466-73.5% | $5,629-69.5% | $6,691-74.4% |
| Admin fee / account holder | $2,873 | $19,316-85.1% | $15,914-81.9% | $13,402-78.6% |