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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,148 | $185,856-65.5% | $170,028-62.3% | $139,456-54.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 26.04% | 60.52%-34.5pp | 53.39%-27.3pp | 373.45%-347.4pp |
| Employer contribution / active EE | $13,060 | $7,593+72.0% | $6,788+92.4% | $4,753+174.8% |
| Participant deferral / active EE | $8,400 | $11,623-27.7% | $10,409-19.3% | $6,711+25.2% |
| Admin fee / account holder | $1,262 | $15,387-91.8% | $12,820-90.2% | $11,407-88.9% |