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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,148 | $185,905-65.5% | $170,057-62.3% | $139,487-54.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 26.04% | 60.56%-34.5pp | 53.42%-27.4pp | 373.84%-347.8pp |
| Employer contribution / active EE | $13,060 | $7,597+71.9% | $6,790+92.3% | $4,755+174.7% |
| Participant deferral / active EE | $8,400 | $11,627-27.8% | $10,411-19.3% | $6,713+25.1% |
| Admin fee / account holder | $1,262 | $15,397-91.8% | $12,826-90.2% | $11,407-88.9% |