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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,908 | $96,388-88.7% | $80,627-86.5% | $139,466-92.2% |
| Participation rate | 82.6% | 73.6%+9.0pp | 67.0%+15.6pp | 80.3%+2.3pp |
| Annual return | 26.51% | 1352.08%-1325.6pp | 936.76%-910.3pp | 373.66%-347.2pp |
| Employer contribution / active EE | $0 | $3,260-100.0% | $2,723-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,717 | $5,224+9.4% | $4,443+28.7% | $6,712-14.8% |
| Admin fee / account holder | $737 | $6,603-88.8% | $5,381-86.3% | $11,409-93.5% |