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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,466 | $94,031-92.1% | $115,768-93.6% | $82,448-90.9% |
| Participation rate | 90.9% | 70.4%+20.5pp | 74.4%+16.5pp | 68.1%+22.8pp |
| Annual return | 17.72% | 20.61%-2.9pp | 100.46%-82.7pp | 41.64%-23.9pp |
| Employer contribution / active EE | $1,387 | $2,323-40.3% | $2,940-52.8% | $2,551-45.6% |
| Participant deferral / active EE | $1,847 | $3,972-53.5% | $4,917-62.4% | $4,139-55.4% |
| Admin fee / account holder | $815 | $10,249-92.1% | $12,439-93.4% | $7,234-88.7% |