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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,232 | $110,551-58.2% | $80,741-42.7% | $167,536-72.4% |
| Participation rate | 40.0% | 64.0%-24.0pp | 54.2%-14.2pp | 82.1%-42.1pp |
| Annual return | 17.63% | 120.57%-102.9pp | 87.30%-69.7pp | 478.82%-461.2pp |
| Employer contribution / active EE | $1,360 | $1,543-11.9% | $1,160+17.2% | $4,839-71.9% |
| Participant deferral / active EE | $4,932 | $2,870+71.8% | $2,145+129.9% | $6,342-22.2% |
| Admin fee / account holder | $2,561 | $4,547-43.7% | $3,380-24.2% | $12,315-79.2% |