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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,307 | $65,092+6.5% | $143,799-51.8% | $66,938+3.5% |
| Participation rate | 88.0% | 65.2%+22.8pp | 80.3%+7.7pp | 69.8%+18.2pp |
| Annual return | -15.85% | -11.14%-4.7pp | -0.04%-15.8pp | 1.58%-17.4pp |
| Employer contribution / active EE | $6,128 | $2,362+159.5% | $4,952+23.7% | $2,545+140.7% |
| Participant deferral / active EE | $10,544 | $2,920+261.1% | $5,638+87.0% | $4,238+148.8% |
| Admin fee / account holder | $5,716 | $502+1037.8% | $14,677-61.1% | $594+863.1% |