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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,305 | $81,276-43.0% | $155,574-70.2% | $80,925-42.8% |
| Participation rate | 97.6% | 66.2%+31.3pp | 78.2%+19.3pp | 67.7%+29.9pp |
| Annual return | 30.05% | 33.36%-3.3pp | 64.87%-34.8pp | 35.65%-5.6pp |
| Employer contribution / active EE | $2,761 | $3,103-11.0% | $4,676-41.0% | $2,756+0.2% |
| Participant deferral / active EE | $9,271 | $3,453+168.5% | $5,629+64.7% | $4,299+115.7% |
| Admin fee / account holder | $3,806 | $7,993-52.4% | $15,914-76.1% | $6,940-45.2% |