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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,645 | $57,140-97.1% | $85,240-98.1% | $80,959-98.0% |
| Participation rate | 84.1% | 56.4%+27.7pp | 67.5%+16.6pp | 67.7%+16.4pp |
| Annual return | 17.22% | 21.71%-4.5pp | 66.75%-49.5pp | 35.67%-18.4pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,247 | $3,115-60.0% | $4,527-72.4% | $4,300-71.0% |
| Admin fee / account holder | $119 | $4,992-97.6% | $6,165-98.1% | $6,925-98.3% |