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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,502 | $202,342-93.3% | $172,752-92.2% | $152,897-91.2% |
| Participation rate | 71.4% | 87.1%-15.6pp | 82.6%-11.2pp | 82.5%-11.0pp |
| Annual return | -7.49% | 1029.83%-1037.3pp | 802.97%-810.5pp | 345.43%-352.9pp |
| Employer contribution / active EE | $6,419 | $5,858+9.6% | $5,144+24.8% | $4,764+34.8% |
| Participant deferral / active EE | $3,698 | $5,948-37.8% | $5,198-28.9% | $5,851-36.8% |
| Admin fee / account holder | $614 | $17,111-96.4% | $13,955-95.6% | $11,599-94.7% |