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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,326 | $148,629-85.7% | $135,982-84.3% | $139,487-84.7% |
| Participation rate | 54.5% | 83.9%-29.3pp | 81.9%-27.4pp | 80.3%-25.8pp |
| Annual return | 25.40% | 79.33%-53.9pp | 68.32%-42.9pp | 373.84%-348.4pp |
| Employer contribution / active EE | $1,867 | $5,247-64.4% | $4,859-61.6% | $4,755-60.7% |
| Participant deferral / active EE | $5,470 | $8,102-32.5% | $7,760-29.5% | $6,713-18.5% |
| Admin fee / account holder | $75 | $12,406-99.4% | $10,767-99.3% | $11,407-99.3% |