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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,809 | $102,422-16.2% | $147,117-41.7% | $80,959+6.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.60% | 135.16%-123.6pp | 420.54%-408.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $15,903 | $3,717+327.8% | $4,932+222.4% | $2,757+476.8% |
| Participant deferral / active EE | $16,346 | $6,652+145.7% | $8,065+102.7% | $4,300+280.1% |
| Admin fee / account holder | $8,032 | $7,953+1.0% | $12,993-38.2% | $6,925+16.0% |