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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,809 | $102,382-16.2% | $147,005-41.6% | $80,874+6.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.60% | 134.89%-123.3pp | 418.76%-407.2pp | 35.62%-24.0pp |
| Employer contribution / active EE | $15,903 | $3,715+328.1% | $4,934+222.3% | $2,756+477.1% |
| Participant deferral / active EE | $16,346 | $6,646+145.9% | $8,070+102.6% | $4,297+280.4% |
| Admin fee / account holder | $8,032 | $7,942+1.1% | $13,006-38.2% | $6,935+15.8% |