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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,938 | $183,592-83.7% | $155,574-80.8% | $145,877-79.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 11.91% | 61.37%-49.5pp | 64.87%-53.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $989 | $5,317-81.4% | $4,676-78.9% | $4,663-78.8% |
| Participant deferral / active EE | $2,283 | $6,466-64.7% | $5,629-59.4% | $6,691-65.9% |
| Admin fee / account holder | $661 | $19,316-96.6% | $15,914-95.8% | $13,402-95.1% |