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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,671 | $167,352+200.4% | $143,788+249.6% | $134,509+273.7% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -17.15% | 0.47%-17.6pp | -0.03%-17.1pp | 418.13%-435.3pp |
| Employer contribution / active EE | $5,142 | $5,620-8.5% | $4,952+3.8% | $4,741+8.5% |
| Participant deferral / active EE | $7,188 | $6,447+11.5% | $5,638+27.5% | $6,400+12.3% |
| Admin fee / account holder | $5,224 | $18,091-71.1% | $14,675-64.4% | $11,427-54.3% |