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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,692 | $148,629-76.0% | $135,982-73.8% | $139,487-74.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.46% | 79.33%-57.9pp | 68.32%-46.9pp | 373.84%-352.4pp |
| Employer contribution / active EE | $3,743 | $5,247-28.7% | $4,859-23.0% | $4,755-21.3% |
| Participant deferral / active EE | $10,264 | $8,102+26.7% | $7,760+32.3% | $6,713+52.9% |
| Admin fee / account holder | $2,932 | $12,406-76.4% | $10,767-72.8% | $11,407-74.3% |