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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,208 | $160,070-70.5% | $147,117-67.9% | $145,897-67.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.17% | 98.69%-86.5pp | 420.54%-408.4pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,579 | $5,285-32.3% | $4,932-27.4% | $4,663-23.2% |
| Participant deferral / active EE | $8,187 | $8,419-2.8% | $8,065+1.5% | $6,689+22.4% |
| Admin fee / account holder | $3,171 | $15,035-78.9% | $12,993-75.6% | $13,390-76.3% |