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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,061 | $183,988-84.7% | $162,177-82.7% | $152,897-81.6% |
| Participation rate | 77.8% | 88.5%-10.7pp | 87.6%-9.8pp | 82.5%-4.7pp |
| Annual return | 23.45% | 150.79%-127.3pp | 115.60%-92.2pp | 345.43%-322.0pp |
| Employer contribution / active EE | $4,571 | $6,370-28.2% | $5,613-18.6% | $4,764-4.0% |
| Participant deferral / active EE | $14,149 | $8,032+76.2% | $7,297+93.9% | $5,851+141.8% |
| Admin fee / account holder | $813 | $13,123-93.8% | $10,843-92.5% | $11,599-93.0% |