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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,665 | $155,833-72.0% | $124,693-65.0% | $167,536-73.9% |
| Participation rate | 93.8% | 81.1%+12.6pp | 74.6%+19.1pp | 82.1%+11.6pp |
| Annual return | 33.76% | 17.98%+15.8pp | 5144.19%-5110.4pp | 478.82%-445.1pp |
| Employer contribution / active EE | $1,019 | $4,164-75.5% | $3,324-69.4% | $4,839-78.9% |
| Participant deferral / active EE | $6,500 | $5,675+14.5% | $4,615+40.8% | $6,342+2.5% |
| Admin fee / account holder | $313 | $9,534-96.7% | $7,494-95.8% | $12,315-97.5% |