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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,204 | $150,346-58.0% | $120,524-47.6% | $145,877-56.7% |
| Participation rate | 84.2% | 78.8%+5.4pp | 71.9%+12.3pp | 80.3%+3.9pp |
| Annual return | 19.44% | 154.40%-135.0pp | 107.36%-87.9pp | 551.28%-531.8pp |
| Employer contribution / active EE | $0 | $4,353-100.0% | $3,469-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,421 | $6,172-28.4% | $4,994-11.5% | $6,691-33.9% |
| Admin fee / account holder | $497 | $12,215-95.9% | $9,440-94.7% | $13,402-96.3% |