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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,054 | $185,312-94.0% | $161,489-93.2% | $154,746-92.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 11.40% | 103.84%-92.4pp | 89.72%-78.3pp | 172.34%-160.9pp |
| Employer contribution / active EE | $1,538 | $4,769-67.8% | $4,268-64.0% | $4,379-64.9% |
| Participant deferral / active EE | $2,349 | $6,350-63.0% | $5,630-58.3% | $6,730-65.1% |
| Admin fee / account holder | $3,079 | $18,654-83.5% | $16,006-80.8% | $14,365-78.6% |