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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,054 | $174,379-93.7% | $152,093-92.7% | $138,895-92.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.40% | 74.86%-63.5pp | 66.36%-55.0pp | 145.39%-134.0pp |
| Employer contribution / active EE | $1,538 | $4,652-66.9% | $4,175-63.2% | $4,194-63.3% |
| Participant deferral / active EE | $2,349 | $6,159-61.9% | $5,451-56.9% | $6,396-63.3% |
| Admin fee / account holder | $3,079 | $16,880-81.8% | $14,497-78.8% | $12,562-75.5% |