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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,994 | $184,000-70.7% | $162,185-66.7% | $152,909-64.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 23.16% | 150.80%-127.6pp | 115.61%-92.4pp | 345.46%-322.3pp |
| Employer contribution / active EE | $9,921 | $6,370+55.7% | $5,613+76.7% | $4,764+108.2% |
| Participant deferral / active EE | $11,192 | $8,033+39.3% | $7,297+53.4% | $5,851+91.3% |
| Admin fee / account holder | $5,610 | $13,124-57.3% | $10,844-48.3% | $11,601-51.6% |