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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,741 | $78,690+104.3% | $161,489-0.5% | $87,485+83.7% |
| Participation rate | 88.0% | 67.5%+20.5pp | 78.7%+9.3pp | 68.9%+19.1pp |
| Annual return | 9.37% | 32.74%-23.4pp | 89.72%-80.3pp | 26.06%-16.7pp |
| Employer contribution / active EE | $5,760 | $2,588+122.5% | $4,268+34.9% | $2,596+121.9% |
| Participant deferral / active EE | $5,875 | $3,311+77.4% | $5,630+4.4% | $4,274+37.5% |
| Admin fee / account holder | $1,214 | $6,724-81.9% | $16,006-92.4% | $7,775-84.4% |