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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,478 | $148,629-25.7% | $135,982-18.8% | $139,487-20.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.49% | 79.33%-65.8pp | 68.32%-54.8pp | 373.84%-360.3pp |
| Employer contribution / active EE | $888 | $5,247-83.1% | $4,859-81.7% | $4,755-81.3% |
| Participant deferral / active EE | $23,052 | $8,102+184.5% | $7,760+197.1% | $6,713+243.4% |
| Admin fee / account holder | $3,748 | $12,406-69.8% | $10,767-65.2% | $11,407-67.1% |