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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,182 | $88,672-81.8% | $105,223-84.6% | $82,448-80.4% |
| Participation rate | 90.5% | 67.9%+22.6pp | 75.0%+15.4pp | 68.1%+22.4pp |
| Annual return | 30.94% | 30.86%+0.1pp | 180.65%-149.7pp | 41.64%-10.7pp |
| Employer contribution / active EE | $2,894 | $3,048-5.0% | $3,689-21.5% | $2,551+13.5% |
| Participant deferral / active EE | $3,878 | $4,036-3.9% | $5,072-23.5% | $4,139-6.3% |
| Admin fee / account holder | $369 | $7,146-94.8% | $8,859-95.8% | $7,234-94.9% |