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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,758 | $116,360-77.9% | $65,566-60.7% | $139,466-81.5% |
| Participation rate | 100.0% | 67.8%+32.2pp | 64.9%+35.1pp | 80.3%+19.7pp |
| Annual return | 23.05% | 31.23%-8.2pp | 47.40%-24.4pp | 373.66%-350.6pp |
| Employer contribution / active EE | $2,519 | $2,600-3.1% | $1,692+48.9% | $4,754-47.0% |
| Participant deferral / active EE | $9,856 | $4,242+132.3% | $2,832+248.0% | $6,712+46.8% |
| Admin fee / account holder | $593 | $6,701-91.1% | $4,114-85.6% | $11,409-94.8% |