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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,179 | $165,381-69.7% | $149,730-66.5% | $158,966-68.4% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 23.14% | 348.29%-325.2pp | 276.70%-253.6pp | 302.95%-279.8pp |
| Employer contribution / active EE | $5,050 | $5,104-1.1% | $4,645+8.7% | $4,762+6.0% |
| Participant deferral / active EE | $15,136 | $7,182+110.7% | $6,843+121.2% | $5,983+153.0% |
| Admin fee / account holder | $1,461 | $10,809-86.5% | $9,310-84.3% | $11,250-87.0% |