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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,844 | $181,062+22.0% | $158,223+39.6% | $155,188+42.3% |
| Participation rate | 83.3% | 82.7%+0.7pp | 79.2%+4.1pp | 80.8%+2.5pp |
| Annual return | 20.33% | 57.39%-37.1pp | 52.09%-31.8pp | 148.84%-128.5pp |
| Employer contribution / active EE | $12,906 | $4,565+182.7% | $4,109+214.1% | $4,248+203.8% |
| Participant deferral / active EE | $9,215 | $6,134+50.2% | $5,467+68.6% | $6,531+41.1% |
| Admin fee / account holder | $9,776 | $18,825-48.1% | $16,047-39.1% | $14,480-32.5% |