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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,813 | $160,040-92.0% | $147,096-91.3% | $145,877-91.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 22.04% | 98.49%-76.5pp | 419.75%-397.7pp | 551.28%-529.2pp |
| Employer contribution / active EE | $6,027 | $5,289+13.9% | $4,936+22.1% | $4,663+29.3% |
| Participant deferral / active EE | $2,598 | $8,429-69.2% | $8,071-67.8% | $6,691-61.2% |
| Admin fee / account holder | $580 | $15,050-96.1% | $13,005-95.5% | $13,402-95.7% |