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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,143 | $211,946-96.6% | $169,452-95.8% | $135,380-94.7% |
| Participation rate | 88.9% | 82.6%+6.3pp | 77.8%+11.1pp | 82.6%+6.2pp |
| Annual return | 0.00% | 3.26%-3.3pp | 1.83%-1.8pp | 519.81%-519.8pp |
| Employer contribution / active EE | $3,518 | $5,117-31.3% | $4,157-15.4% | $4,779-26.4% |
| Participant deferral / active EE | $6,360 | $6,075+4.7% | $5,277+20.5% | $5,609+13.4% |
| Admin fee / account holder | $1,423 | $11,472-87.6% | $9,110-84.4% | $10,828-86.9% |