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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,909 | $134,817-27.4% | $123,973-21.0% | $155,188-36.9% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.7%+10.8pp | 80.8%+6.7pp |
| Annual return | 18.97% | 515.49%-496.5pp | 388.13%-369.2pp | 148.84%-129.9pp |
| Employer contribution / active EE | $3,059 | $4,425-30.9% | $4,126-25.9% | $4,248-28.0% |
| Participant deferral / active EE | $11,177 | $5,706+95.9% | $5,247+113.0% | $6,531+71.1% |
| Admin fee / account holder | $1,057 | $13,245-92.0% | $11,799-91.0% | $14,480-92.7% |