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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,909 | $171,492-42.9% | $150,734-35.0% | $198,609-50.7% |
| Participation rate | 87.5% | 81.4%+6.1pp | 78.4%+9.1pp | 82.4%+5.1pp |
| Annual return | 18.97% | 804.70%-785.7pp | 600.81%-581.8pp | 202.70%-183.7pp |
| Employer contribution / active EE | $3,059 | $5,470-44.1% | $4,918-37.8% | $5,055-39.5% |
| Participant deferral / active EE | $11,177 | $6,259+78.6% | $5,610+99.2% | $6,977+60.2% |
| Admin fee / account holder | $1,057 | $17,628-94.0% | $14,905-92.9% | $19,030-94.4% |