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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,979 | $42,548-48.3% | $74,549-70.5% | $56,287-61.0% |
| Participation rate | 88.5% | 60.5%+28.0pp | 69.1%+19.3pp | 69.9%+18.6pp |
| Annual return | -6.41% | 12.40%-18.8pp | 32.53%-38.9pp | -9.96%+3.5pp |
| Employer contribution / active EE | $2,428 | $855+183.9% | $1,961+23.8% | $2,111+15.0% |
| Participant deferral / active EE | $2,700 | $2,277+18.6% | $3,108-13.1% | $3,350-19.4% |
| Admin fee / account holder | $8 | $467-98.3% | $5,059-99.8% | $521-98.4% |