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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,441 | $102,661-75.2% | $151,645-83.2% | $66,949-62.0% |
| Participation rate | 75.2% | 85.5%-10.3pp | 87.5%-12.3pp | 69.8%+5.4pp |
| Annual return | 16.25% | -10.81%+27.1pp | 3.34%+12.9pp | 1.57%+14.7pp |
| Employer contribution / active EE | $0 | $4,184-100.0% | $6,165-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $6,970 | $6,645+4.9% | $8,363-16.7% | $4,239+64.4% |
| Admin fee / account holder | $2,211 | $630+250.7% | $11,614-81.0% | $594+272.5% |