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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,097 | $89,367-41.7% | $141,191-63.1% | $72,975-28.6% |
| Participation rate | 68.4% | 75.1%-6.7pp | 82.5%-14.1pp | 69.5%-1.1pp |
| Annual return | 25.43% | 111.87%-86.4pp | 71.41%-46.0pp | 81.01%-55.6pp |
| Employer contribution / active EE | $2,385 | $3,115-23.4% | $4,736-49.7% | $2,440-2.3% |
| Participant deferral / active EE | $5,909 | $5,419+9.1% | $6,710-11.9% | $3,608+63.8% |
| Admin fee / account holder | $669 | $5,957-88.8% | $10,264-93.5% | $5,124-87.0% |