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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,477 | $174,379-34.9% | $152,093-25.4% | $138,895-18.3% |
| Participation rate | 25.0% | 81.6%-56.6pp | 77.8%-52.8pp | 79.9%-54.9pp |
| Annual return | 13.73% | 74.86%-61.1pp | 66.36%-52.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $1,167 | $4,652-74.9% | $4,175-72.1% | $4,194-72.2% |
| Participant deferral / active EE | $1,875 | $6,159-69.6% | $5,451-65.6% | $6,396-70.7% |
| Admin fee / account holder | $698 | $16,880-95.9% | $14,497-95.2% | $12,562-94.4% |