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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,429 | $160,028+10.2% | $147,080+20.0% | $145,884+20.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 0.50% | 98.60%-98.1pp | 420.17%-419.7pp | 551.85%-551.4pp |
| Employer contribution / active EE | $8,979 | $5,286+69.9% | $4,933+82.0% | $4,662+92.6% |
| Participant deferral / active EE | $10,155 | $8,422+20.6% | $8,066+25.9% | $6,690+51.8% |
| Admin fee / account holder | $13,140 | $15,030-12.6% | $12,989+1.2% | $13,392-1.9% |